Guides Updates

• The new Direct Payin API Guide is now available.
• The new paying-connected scope added to the Scopes Guide: payin_mercuryo_forbidden means that Direct payin operations are blocked for the user due to compliance reasons.
• The new feature DIRECT_PAYIN was added to the Supported Features per Asset.

API Updates

• Get Crypto and IBAN Transactions History: the new elements operationType and operationStatus were added.
• Get All Currencies the new feature DIRECT_PAYIN was added.

New endpoints were added:

• Create a Direct Payin initiates a payin operation to deposit funds in the specified currency to the user's account.
• Get Direct Payin Rates and Limits provides the current rate along with minimum and maximum currency amount allowed for this type of transaction for the selected currency pair.

Guides Updates:

• The Payin API Guide will be deprecated as of 01/06/2026.

API Updates:

• The Create a payin will be deprecated as of 01/06/2026.
• The Get or create invoice payment will be deprecated as of 01/06/2026.

A new feature is now live - Card Transaction History for Card Program 2 (CP2).

• New endpoint Get Card Transactions added to retrieve card transaction history for cards under Program 2.
• Push notifications are triggered for all transactions, ensuring real-time updates for every card activity event. Learn more about Push Notifications and its set up: Guide

The documentation has been updated to reflect new KYC photo requirements for Card Program 2 (CP2).

Updated Card Order & Payment Flow for CP2:

• Step 5 – Provide Document Information: Updated disclaimer to clarify back side photo requirements.
• Step 6 – Upload Identity Document Photos: Updated table to reflect which documents require front and/or back photos.

The documentation has been updated to support the new CP2 account type and align card top-up flows.

Guides Updates

• Added clarification that after card issuance, a new account array with type CP2 appears in the account list.

Card Top-up

• Reworked to support both CP1 and** CP2** cards.
• Clarified account mapping logic:
  • fromAccount → CHECKING account ID
  • toAccount → CARD_PREPAID or CP2
  • toCurrency → USDC (for both programs)

Account Types

• Updated account creation logic (CHECKING is created after IDENTITY_APPROVED).
• Clarified funding methods and typical use cases.
• Added new account type CP2.
• Removed outdated internal links.

API Updates

Added new account type CP2 to:

• List all accounts
• Get account by id

The documentation has been updated to improve clarity and align operation flows across guides.

Operation Types Guide

• Removed description of deprecated Transfer flow.
• Added Transfer by Phone Number and Crypto Deposit.
• Updated Exchange description to general use case; clarified On-ramp with bank card mention.

Deposit Crypto Guide

• Updated API reference links.
• Added step clarifications and links to related guides.

Exchange Guide

• Simplified guide description and updated parameters table format.
• Added request/response examples.

• Authentication and verification endpoints have been updated with sandbox confirmation code information.

The documentation now includes support for Card Program 2 (CP2), introducing new endpoints for the multi-step card verification flow, unified endpoints for both CP1 and CP2, and updated catalog endpoints with CP2 filters and features.

Guides:

• The Card Order & Payment Flow guide has been updated to include CP1 and CP2 card ordering flows.
• The Card Order & Payment Flow (V1) guide is now available as a legacy reference for v1 endpoints (CP1 only, deprecated April 1, 2026).
• The Scopes Guide has been updated with new CP2 scope.
• The Supported Features per Asset guide has been updated with CP2 card features.

New Unified v3 API Endpoints (for both CP1 and CP2):

• The new Get Card Offers endpoint is now available.
• The new Get Card Requests endpoint is now available.
• The new List Cards endpoint is now available.
• The new Cancel Card Request endpoint is now available.

New CP2-Specific Endpoints:

• The new Create CP2 Card Request endpoint is now available.
• The new Set Cardholder Name endpoint is now available.
• The new Set Billing Address endpoint is now available.
• The new Add Document Information endpoint is now available.
• The new Upload KYC Files endpoint is now available.

Updated Catalog Endpoints:

• The Get Country List endpoint has been updated with CP2-specific filters.
• The Get All Currencies endpoint has been updated with CP2 card features.

The сurrency-based in-app coin sorting is now available — partners can customize the order of coins in the list to their preference. The corresponding information has been added to API reference:

• Get All Currencies;
• Get Short Currency List.

The documentation now includes new guides and descriptions of new endpoints, which provide instructions on configuring app authentication via Google account and linking a Google account to an existing app account.

Guides:

• Google Auth: Sign-up and Sign-in Flow
• Link In-App and Google Accounts

API Reference:

• Signup New User
• Signup Confirm
• Get Google Auth Url
• Send Google Auth Details
• Set Password
• Google 2FA Confirm
• Get Google Link Url
• Link Google Account