API updates

POST /v3/card-requests/cp2/{cardRequestId}/document-info endpoint was deprecated.

EU_RESIDENCY_PERMIT has been added to the list of supported document types for CP2 card order.

Guides Updates

Card Order & Payment Flow Guide:

• Step 5 was updated with the new POST /v4/card-requests/cp2/{cardRequestId}/document-info endpoint and Parameter requirements and validation notes.
• EU_RESIDENCY_PERMIT has been added to the Supported Document Types table in Step 6.

API updates

New endpoints were added:

• POST /v4/card-requests/cp2/{cardRequestId}/document-info endpoint includes EU_RESIDENCY_PERMIT as a supported document type and the issuingCountry parameter.
• GET /v4/cp2/countries/allowed-documents endpoint returns a list of countries where CP2-connected bank card issuance is possible, along with the documents that are eligible for ordering cards.

According to the latest security requirements, the minimum password length has been increased from 10 to 12 characters. This change affects the following flows:

• Registration process
• Restore password
• Change password

Available document types fixed

Card Order & Payment Flow Guide has been updated with the supported document types for CP2 card order to include the following ones:

• PASSPORT / GOVERNMENT_ID_CARD / DLN / CN_RIC / HK_HKID

Guides Updates

• The new Direct Payin API Guide is now available.
• The new paying-connected scope added to the Scopes Guide: payin_mercuryo_forbidden means that Direct payin operations are blocked for the user due to compliance reasons.
• The new feature DIRECT_PAYIN was added to the Supported Features per Asset.

API Updates

• Get Crypto and IBAN Transactions History: the new elements operationType and operationStatus were added.
• Get All Currencies the new feature DIRECT_PAYIN was added.

New endpoints were added:

• Create a Direct Payin initiates a payin operation to deposit funds in the specified currency to the user's account.
• Get Direct Payin Rates and Limits provides the current rate along with minimum and maximum currency amount allowed for this type of transaction for the selected currency pair.

Guides Updates:

• The Payin API Guide will be deprecated as of 01/06/2026.

API Updates:

• The Create a payin will be deprecated as of 01/06/2026.
• The Get or create invoice payment will be deprecated as of 01/06/2026.

A new feature is now live - Card Transaction History for Card Program 2 (CP2).

• New endpoint Get Card Transactions added to retrieve card transaction history for cards under Program 2.
• Push notifications are triggered for all transactions, ensuring real-time updates for every card activity event. Learn more about Push Notifications and its set up: Guide

The documentation has been updated to reflect new KYC photo requirements for Card Program 2 (CP2).

Updated Card Order & Payment Flow for CP2:

• Step 5 – Provide Document Information: Updated disclaimer to clarify back side photo requirements.
• Step 6 – Upload Identity Document Photos: Updated table to reflect which documents require front and/or back photos.

The documentation has been updated to support the new CP2 account type and align card top-up flows.

Guides Updates

• Added clarification that after card issuance, a new account array with type CP2 appears in the account list.

Card Top-up

• Reworked to support both CP1 and** CP2** cards.
• Clarified account mapping logic:
  • fromAccount → CHECKING account ID
  • toAccount → CARD_PREPAID or CP2
  • toCurrency → USDC (for both programs)

Account Types

• Updated account creation logic (CHECKING is created after IDENTITY_APPROVED).
• Clarified funding methods and typical use cases.
• Added new account type CP2.
• Removed outdated internal links.

API Updates

Added new account type CP2 to:

• List all accounts
• Get account by id

The documentation has been updated to improve clarity and align operation flows across guides.

Operation Types Guide

• Removed description of deprecated Transfer flow.
• Added Transfer by Phone Number and Crypto Deposit.
• Updated Exchange description to general use case; clarified On-ramp with bank card mention.

Deposit Crypto Guide

• Updated API reference links.
• Added step clarifications and links to related guides.

Exchange Guide

• Simplified guide description and updated parameters table format.
• Added request/response examples.