Account Types
Key NotesKYC Requirement: Complete KYC verification to unlock account functionality.
Account Creation: After receiving KYC status
IDENTITY_APPROVED, call GET /account — this creates aCHECKINGaccount. Other accounts are created automatically when issuing related products (cards, IBAN).
1. CHECKING
Description: Crypto account for storing and managing cryptocurrency.
Funding Methods:
- Cryptocurrency deposits: Deposit crypto
- External acquiring services
On-ramp: Payin API Guide
Typical Use: Exchanges, card top-ups, subscription payments, card/IBAN issuance.
2. CARD_PREPAID
Description: Account for cards issued under Card Program 1 (CP1).
Funding Methods:
- Transfers from internal crypto wallets CARD PREPAID top-up.
- Internal transfers or currency exchanges from other accounts.
Typical Use: Funding prepaid CP1 cards for everyday spending.
3. CP2
Description: Account for cards issued under Card Program 2 (CP2).
Funding Methods: Transfers from internal crypto wallets CARD PREPAID top-up.
Typical Use: Funding (CP2) cards for payments and settlements.
3. BANK_ACCOUNT_VIRTUAL
Description: Virtual IBAN account EUR for international transactions.
Funding Methods: Top-ups from external IBANs or crypto from internal wallets IBAN Top-Up.
Typical Use:
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Receiving and sending international payments via SEPA.
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Managing currency conversions for global transactions using the Exchange operation.
Updated 1 day ago